WebGet the Most from Your Property Insurance. By understanding the meaning and nuances behind common insurance terms like rates, premiums and insurance ratings, you become … WebAll About Your Property Insurance Statement of Values (SOV) The accuracy of the information on your property insurance Statement of Values (SOV) is critical to making sure you have the right insurance coverage at the right rates.
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WebJul 20, 2009 · The most common requirement is 80 percent of the structure's TIV at the time of the loss; this means that if the insured structure's TIV is $100,000 and there is an 80 percent coinsurance requirement, the insured must carry $80,000 of coverage to receive full payment for a partial loss (less any deductible). WebGet a Quote* Auto + Home Or Call 1.888.695.4625 to get a quote. * Retrieve a saved quote Find an Agent Tools & Resources You face a lot in your everyday life, juggling home, car needs, and caring for the people and things you love. Don’t let the juggle get to you. We have information, helpful guidance and tips to help you along the way. WebJul 22, 2009 · What is the "Total Insurable Value" (TIV) Property has many different values: replacement cost; actual cash value; market value; tax value; and even accounting value among others. To this point, the meaning of total insurable value related to the coinsurance calculation has not been defined. dr brian miller anchorage ak